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February 2018 Archives

Are adoption records sealed?

It is very common for adopted children to want to find their birth parents. If you have adopted or given a child up for adoption, you may wonder if records are openly available. Some birth parents in Iowa do not want to be found for whatever reason, but adopted children may simply need medical information which is why they are seeking their birth parents. 

I want to file bankruptcy and keep my home. Is that possible?

When you realize that your financial situation has reached a precarious point, you may have decided that filing for bankruptcy would provide you with a fresh start. The problem is that one or more people told you that you could lose your home if you file, which caused you to hesitate.

What are the powers of a guardian?

If you have been appointed as someone's guardian or are going to become a guardian, then it is a good idea to prepare yourself by learning about your duties and powers in this position. You are taking on a serious responsibility for the care of another person. An Iowa court has appointed you as a person of power over someone else's life, which is a very important duty. 

Can your 401(k) be tapped to cover bankruptcy?

For people in Iowa preparing to go through bankruptcy, it can be terrifying to imagine which of your financial assets may be used to pay off debts. Some worry that creditors could even go after their retirement plans, such as a 401(k) plan. The truth, however, can make you breathe a little easier. The fact is that your 401(k) is actually well protected.

What does the new federal estate tax law change?

As you prepare your estate in Iowa, you are likely to look for all the tax breaks you can get for your heirs. Many times people may try to make adjustments or changes to their plan to ensure their heirs are not left with a huge tax bill. After all, you want to leave behind something of value and not stick your loved ones with a tax debt. Knowing what to do with your estate, though, requires knowledge of state and federal tax laws, and federal estate tax laws have recently changed.

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