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April 2018 Archives

What is the difference between an open and closed adoption?

If you are considering an adoption in Iowa, there are many steps you must take. In addition, there are many terms you may come across that you should understand. It is essential that you are clear on all of the details of the adoption so you do not end up with any surprises down the road. One of the main things you need to understand is the type of adoption you are agreeing to. It will be a closed or open adoption. 

Making sure you have the right guardianship

When a person becomes disabled or is chronically infirm due to old age or some other malady and can no longer properly care for him or herself, that person might end up placed in the care of a guardian if they cannot be cared for by a relative. However, many of us don’t think of this as a possibility for ourselves. It always happens to “other people.” But what if, sometime in the future, you are hurt or disabled and are placed in the care of an Iowa guardianship? Will it be someone that you would want to make decisions for you?

Modifying organizational processes to prevent bankruptcy

Once a company realizes they are financially stricken and at risk of having to file for bankruptcy, they should immediately modify their organizational processes to compromise for their losses. Quick thinking, proactive action and commitment may allow a struggling business to come out on top after slowly and steadily working its way back into a competitive position in Iowa.

The difference between secured and unsecured debt

If you are considering declaring bankruptcy, you might be confused by the many new terms and phrases you need to understand. One of those may be secured and unsecured debt and how they relate to bankruptcy. Knowing the differences between these can have a big effect on your choices moving forward. At Janssen Law, we try to make sure all Iowa citizens have all the information they need to successfully navigate the intricacies of a bankruptcy declaration.

What can an executor do to a decedent's home?

If a family member dies and there is no other close family member that will continue to live in the home of the deceased, typically an executor will be put in charge of the property until it is ready to pass to beneficiaries listed in a will or whoever an Iowa judge deems should possess the home in probate. But what if the executor alters or changes the home before the beneficiaries can take possession? While an executor holds great authority over the assets of a decedent, it is not absolute.

How long does a bankruptcy stay on my credit report?

If you are like most Iowa residents burdened by unmanageable debt, you have probably taken your struggle as an opportunity to plan your future. Whichever debt management strategy you choose might have a significant impact on your credit going forward. For example, bankruptcy carries a relatively lasting repercussion: Credit reporting companies may report bankruptcy data for ten years after your bankruptcy becomes official.

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