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April 2019 Archives

How soon after bankruptcy can you apply for a mortgage?

You likely understand that if you choose to seek bankruptcy protection in Des Moines, that decision will likely take a heavy toll on your credit profile. This may be a consequence that you are willing to accept if bankruptcy appears to be your best option at avoiding having to sink further and further into debt due to creditor actions. Yet once your bankruptcy case has been discharged and you begin the process of re-establishing yourself financially, you will inevitably begin to inquire as to your ability to engage in significant financial transactions again (such as taking out a home loan). The question then becomes how long after bankruptcy must you wait before applying for a mortgage? 

Does your will account for digital assets?

As smartphones have increased the amount of time we spend online, our virtual assets and personas have become as important as the real thing — if not more. Just think about it. The bills we pay, the things we purchase and the places we socialize are all on the web.

What should I know about undue influence?

A last will and testament should be composed without any negative influence on the testor. Unfortunately, some Iowa residents can become caught in the snare of an abusive manipulator who will use undue influence to make the vulnerable party craft a will that will benefit the manipulator. Wills made under undue influence may be thrown out by a court, so if you suspect a relative may be a victim of undue influence, here are some things to look out for so you can protect your relative’s inheritance from a malicious party.

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