So you just became a new Iowa parent. Congratulations! Undoubtedly estate planning is the last thing on your mind right now, but before you get too caught up in all the many things that being a good parent entails, stop and consider for a moment that estate planning is one of the most loving and protective things you can do for your new child.
While no one wants to think of their end of years, it is an important part of estate planning for Iowa residents. People must consider how they want their care to be, such as whether they want a natural progression of death or if they want the medical team to use life-saving devices. A healthcare proxy is a legal document that names an agent to make sure a patient receives the care he or she wants in cases in which there is an inability to make these decisions.
One of the primary goals of filing for Chapter 7 bankruptcy is stopping harassment from your creditors. Once you file, an automatic stay goes into effect that prevents them from continuing any collection efforts until the conclusion of your case. This gives you the freedom to work out your financial issues without any interference and stress from creditors or collection agencies.