On behalf of Janssen Law, PLC | Sep 21, 2020 | Bankruptcy, Blog
Whether filing for personal or business-related bankruptcy, debts could make such a decision unavoidable. However, Iowa residents who owe money yet have significant assets to pay their obligations won’t find bankruptcy a viable option. Having assets worth...
On behalf of Janssen Law, PLC | Sep 9, 2020 | Bankruptcy
If you don’t pay your bills promptly, your creditors could ask an Iowa judge for the right to garnish your wages. This means that a portion of every paycheck will be sent directly to whoever obtained the judgment. Fortunately, there are ways that you can put a...
On behalf of Janssen Law, PLC | Sep 8, 2020 | Bankruptcy
People in Iowa whose wages are being garnished may have options to stop it. Creditors use wage garnishment to collect money through the court system. Wage garnishment usually begins with the creditor filing a lawsuit against the debtor to get a judgment for the amount...
On behalf of Janssen Law, PLC | May 27, 2020 | Bankruptcy
People in Iowa who have filed for bankruptcy in the past can usually do so again if they encounter financial difficulty a second time, but there are certain limitations. In a bankruptcy dismissal, which happens when a court closes a case before it is complete, it may...
On behalf of Janssen Law, PLC | Apr 21, 2020 | Bankruptcy, Blog
Filing for bankruptcy may prevent creditors from taking your Iowa home or from taking other steps to collect a debt. In some cases, it may allow you to have debts discharged in a matter of weeks or months. However, bankruptcy can also have a significant impact on your...
On behalf of Janssen Law, PLC | Apr 15, 2020 | Bankruptcy, Blog
Many people in Iowa are facing significant debt that is almost impossible to overcome. They may be faced with potential lawsuits and judgments and deal with collection calls throughout the day. For these people, personal bankruptcy may provide an important option to...
On behalf of Janssen Law, PLC | Mar 18, 2020 | Bankruptcy
When people in Iowa consider declaring bankruptcy, there may be a number of factors that hold them back from taking action. One of the most obvious concerns is the hit they take to their credit report. At the same time, however, many people struggling with...
On behalf of Janssen Law, PLC | Mar 5, 2020 | Bankruptcy
One thing that happens when a person in Iowa files for Chapter 7 bankruptcy is an automatic stay command to creditors. This means that they must stop pursuing any action against the debtor. However, it is unclear whether this means that the creditor has to act to put...
On behalf of Janssen Law, PLC | Dec 4, 2019 | Bankruptcy
Bankruptcy is something that can scare people, but it really shouldn’t. This legal path to eliminating debts can be a huge help to those in need. When your finances are out of control and debts are overwhelming, there’s no reason to turn away from the...
On behalf of Janssen Law, PLC | Oct 25, 2019 | Bankruptcy
A personal bankruptcy is not something to be scared of. It’s a simple process and one that can get you back on your feet when you are in over your head with debt.Bankruptcies do have some negatives, like affecting your credit and hurting your ability to get...
