Bankruptcy Lawyer

At Janssen Law, PLC, we understand that financial hardship can happen to anyone. Since our establishment in 1989, we've provided compassionate and professional bankruptcy representation to individuals and businesses throughout Central Iowa and surrounding areas. With over 46 years of combined experience in bankruptcy law, our attorneys offer personalized solutions tailored to your specific financial circumstances.

Financial struggles don't define you, but how you address them can shape your future. Our locally owned firm has guided thousands of clients through the bankruptcy process, providing them with the fresh start they deserve. We believe in transparent billing practices with no hidden fees, allowing you to make informed decisions without financial surprises. Our attorneys work diligently to protect your rights while creating practical solutions for your financial recovery. Contact us today to get started with our bankruptcy services.

Are you considering filing for bankruptcy? You do not need to feel ashamed or embarrassed. Attorney Dallas Janssen is here to help you, not judge you.

Fending off creditors and trying to balance your books each month can be overwhelming. Fortunately, the law provides a way to get financial debt relief through filing for Chapter 7 or Chapter 13 bankruptcy. But not everyone is eligible to file for bankruptcy relief. For help with determining if you qualify for one of several bankruptcy chapters, get the responsive attention you need during this emotionally and financially difficult time. Attorney Janssen can help you protect your interests.

Chapter 7 bankruptcy offers individuals and businesses the opportunity to eliminate most unsecured debts and start fresh. As Chapter 7 bankruptcy specialists, our attorneys carefully assess your financial situation to determine if this "liquidation bankruptcy" is the right option for your circumstances. We guide you through the entire process, from the means test qualification to property exemptions that allow you to keep essential assets.

Chapter 13 bankruptcy provides a structured repayment plan that allows individuals with regular income to reorganize their debts while protecting valuable assets like homes and vehicles. This approach enables you to pay back a portion of your debts over 3-5 years based on your disposable income, often reducing the total amount owed while stopping foreclosures, repossessions, and harassment from creditors.

Creditor Representation for Bankruptcy

When your business is affected by a customer's or partner's bankruptcy filing, protecting your financial interests requires specialized legal knowledge and strategic action. Our creditor representation services ensure your rights are defended throughout the bankruptcy proceedings, from filing proofs of claim to challenging discharge attempts for debts incurred through fraud or misrepresentation.